Remember to check the income ceiling of your tax card

21.10.2025

As the year draws to a close, many of our members are approaching the income ceiling stated on their tax card. If the ceiling is exceeded, benefits will be taxed based on the higher additional rate indicated on the card.

If you receive earnings-related daily allowance from the Unemployment Fund, we recommend reviewing your projected income for 2025 and the income ceiling specified on your tax card. Should you be close to exceeding the income ceiling, you may provide the Fund with a revised tax card for benefits.

You can check your income details from the Incomes Register. YInformation on benefits paid by the Unemployment Fund is available in our eService or on your most recent payment notification. You can also view the tax information sent to the Fund through the eService.

Revised tax card for benefits

You can order a revised tax card for benefits in the Tax Administration's MyTax service. When you select ”Palvelualojen työttömyyskassa” as the benefit payer, the revised tax card will be sent to the Fund automatically on the next business day.

You can also request a new tax card from the Tax Administration by phone (tel. 029 497 001).

Please note that the tax card for benefits is different from a regular income tax card.

2026 tax cards take effect from January

Income ceilings for tax cards are now calculated for the entire calendar year. This means that tax cards for the upcoming year will take effect in January and will be sent out in December. The Tax Administration will also provide the Unemployment Fund with tax cards calculated for wage income.

Having a revised tax card for benefits is recommended even when the income ceiling isn't being exceeded. With a tax card for wage income, the Unemployment Fund will withhold a mininum tax of 25 % from benefits in accordance with the Tax Administration’s instructions.

Note: You can order a revised tax card for 2026 only after you have received your new tax card for that year.